Matt Gamache - Touchstone Realty



Posted by Matt Gamache on 2/12/2020

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The presence of natural light inside of your living space can have a tremendous impact on how you feel in your home. If you're interested in introducing more daylight into your space consider installing a skylight or light tube.

What are skylights?

A traditional skylight is a window set into the roof of your home. They bring light into the room from above. Many skylights are fixed but others open up to allow fresh air and ventilation. Higher-end options may include options like preinstalled blinds, tinted glass, power openers, and screens. Because they are installed from the roof, skylights are a great solution for bringing natural light into a finished attic space or a central stairway that might not have walls that connect with the exterior of the house. 

What is a light tube?

Sometimes, you canít install a traditional skylight. When your home has a large attic, the skylight must recess through the attic to the room to let the light shine into the room. Since this doesnít always work, an alternative is to install a light tube. These are shafts that pass from a domed glass in the roof into a room below the attic. The tube may have mirrors that reflect daylight down into the room even if the exit is not directly overhead. An advantage of a light-tube style skylight is that the exit location does not have to be directly above the room at all. It may even exit from a sidewall. 

The tube bends or reflects the light, so there are diverse architectural applications. You might install one in a shower, to light up a dark niche or even in a closet. Light tubes typically include LED lights, so they are useful both day and night.

If the light tube or skylight is installed correctly, it retains and enhances the home's energy efficiency, and complements the home's design features. If you're planning to install a skylight in a home you intend to sell, discuss the advantages with your local real estate professional to determine the return on your investment.




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Posted by Matt Gamache on 2/5/2020

If you believe you are coming close to the time to buy your first home, you'll want to be informed. Itís never too early to begin preparing for a home purchase. The more organized you are, and the better you have your financial situation in order the better off youíll be when it comes to the home search. Where should you start? Below, youíll find some key things that you can do to maximize your chances of finding and securing your first home.


Check Your Credit


Your credit score is one of the most critical pieces of your financial picture. A FICO score ranges from 300 to 850. The higher the number, the better off you are. When youíre getting a mortgage, you want to have good credit. If your credit score is above 740, youíll be eligible for the best interest rates. If your credit score needs help, a higher score will get you the best interest rates available. Once you get your credit score, (Itís free to get through a variety of services.) aim to improve your score. Pay your bills on time. Use less of your available credit (target to use 30 percent or less of your total available credit.) The bottom line is that a low-interest rate will save you a significant amount of money over the life of your loan. 


Refrain From Opening New Accounts


If youíre in the market to buy a home, itís probably best for you to stay away from opening new accounts. Every store has their credit card and offers deals to open an account in store. While it could save you some money on your purchase, opening new accounts has a negative impact on your credit score in the short term. A car loan, for example, will also affect your credit score because it brings your debt-to-income ratio up, which can put a damper on your chances of getting a mortgage for a low-interest rate.


Save, Save, Save


If you want to buy a home soon, youíll need to save up a significant amount of money. These savings will go towards a downpayment, closing costs, and furnishing your new place. Every chance you get, you should be putting money away. Include gifts, bonuses, and any other income thatís outside of your average take-home pay. 


Itís also a good idea to set up a second bank account dedicated to saving for the home. Set up an automatic transfer each month that will go into that account from your primary earnings. You can d this based on how your employer pays you.


Look For A Real Estate Agent


Your real estate agent will be a crucial part of your home search. They will help in everything from finding the property of your dreams to negotiating the deal to sitting by your side at closing. You should do a bit of research to help you find a real estate agent who can assist you in finding the right property for you. 


Ask family and friends for recommendations of agents. You can search for the real estate agentís name online and see what kind of reviews the agent has and contact different agents. From there. You can make a decision.          


Now, good luck with your home search! 





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Posted by Matt Gamache on 1/31/2020

This is the one you have been waiting for! Beautiful young 2 bedroom 2.5 bath sun filled townhouse in a great location with private wooded views. Big and bright open kitchen with granite counter tops, ceramic tile floors, stainless steel appliances, kitchen island and plenty of cabinet space. Spacious open floor plan with bay window and gas fireplace in the living room. Luxurious master suite with sunroom, cathedral ceilings, double sided gas fireplace, whirlpool tub, separate shower and a private door leading into the bathroom. Second bedroom also has a full bath and plenty of closet space. Bonus 3rd floor loft upstairs is ideal for an office. Unfinished room in lower level that has a walk out slider is great for extra storage or for you to expand and finish the way you want. Central air, central vac, two car tandem garage, and more. Nothing to do but move in!

More Info on this Property | New Listing Alerts




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Posted by Matt Gamache on 1/29/2020

Doing a home improvement or renovation is a great way to add value to your home while learning something new. If you decide to DIY, you can enlist the help of your family and learn together.

But, when youíre taking on a task youíve never done before, thereís a lot that can go wrong. You might go over budget, or the project might take significantly longer than expected. Sometimes we start jobs that we donít have the expertise (or permits) to finish and have to call in a professional sinking more time and money into what was supposed to be an inexpensive renovation.

To help you avoid some of these common pitfalls, weíve provided these tips for running a successful home improvement project so you can focus on your renovation and not on the headaches that come with it.

1. Know when to call the experts

Undertaking a do-it-yourself project can be fun and rewarding. However, some tasks are better left to the professionals. Plumbing and electrical mistakes, in particular, can be dangerous and costly if you get it wrong. You donít want to disregard the safety of you, your family, and your belongings just to save money on hiring a professional.

2. Call the best expert for the job

Call multiple professionals for a quote before accepting an offer.

If you received what seems a very low quote for a job, make sure to call other experts in the industry to see how much they would charge for the job. Getting an unusually low offer could be a sign that the contractor will rush the project or use cheap materials.

Alternatively, if you receive a quote that seems too high, the contractor may have a busy schedule or might not really want the job, so theyíve offered you a price they donít expect you to take.

Regardless of who you choose, see if you can find reviews and testimonials to make sure youíve selected a contractor who is professional and has good customer feedback.

3. Aim high with your budget

When homeowners take on a renovation, they tend to underestimate the costs. To avoid being shocked by going over budget, estimate what you think the total costs would be and then at another twenty percent. That twenty percent could account for damaged building materials, mistakes, or last-minute changes and customizations--all are frequent on DIY projects.

4. Donít work without a design or blueprint

Even for simple home improvement projects, itís best to start out with a plan. Having detailed measurements and drawings to refer to will help you avoid costly mistakes. Weíve all felt the temptation to ďeyeball itĒ when working on a project--taking the extra few minutes to measure and refer to your plan will save you time in the long run.

5. Relax and focus on the results

Home improvement projects can be a source of frustration for many families. If you arenít an expert, itís easy to get angry when things arenít going as you planned. If you find yourself frequently hitting a wall-literally or figuratively--step back from the project and refocus on the end goal, improving your home for years to come.




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Posted by Matt Gamache on 1/28/2020

Picturesque Victorian Colonial located on a cul-de-sac in desirable Charles River Watershed Section of Milford. Close to highway 495, MassPike, Milford Town Forest, and access to the bike/walk trail from cul-de-sac. Beautifully maintained and tastefully updated house with earthy color palette, hardwood floors, loads of recessed lighting, and two fireplaces that give this home a welcoming glow. Open floor plan on the first floor with formal living and dining rooms, eat-in kitchen, family room and powder room. Three bedrooms on the second floor. Master bedroom features a fireplace, attached office/den and a full bathroom. Kitchen and all three baths have granite countertops. Brand new roof, garage doors, and main entry door. Outdoor space features a farmerís porch, sprinkler system, granite walkway, back deck, small duck pond next to the house and a fully-fenced backyard. Ample storage in closets, attic, basement and garage. This home has it all and nothing to do but move in!

More Info on this Property | New Listing Alerts




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